Cioffi, Carlo (A.A. 2022/2023) Analysis and management of Non-performing loans (NPLs): the AMCO case. Tesi di Laurea in Cases in business law, Luiss Guido Carli, relatore Riccardo La Cognata, pp. 116. [Master's Degree Thesis]

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Abstract/Index

Analysis of causes and consequences for the banking system. Banking and the associated risks. Credit function and credit risk. Other risks inherent in banking. The effects of business activities on the bank's financial statements. Dynamics of financial crises in advanced economies. First phase: the onset of a financial crisis. Second phase: banking crisis. Third phase: debt deflation. The mother of all financial crises: the great depression. The global financial crisis of 2007-09. The European sovereign debt crisis. Non-performing loans (NPLs). Overview of Non-performing loans (NPLs). Regulation and supervision in Italy and the European Union. Non-performing exposure (NPE) and NPE ratio. Coverage ratio. Difference between performing loans (PLs) and Non-performing loans (NPLs). Why do NPLs arise? History of NPLs. Government measures in the 1980s and 1990s to prevent the collapse of the banking system. Strategies for preventing and managing NPLs. Effects of NPLs on lenders and borrowers. Structure and operation of a Special-purpose vehicle (SPV). Project finance: how it works, definition, and types of loans. How to set up an SPV company. Advantages and disadvantages of using SPVs. Objectives of using SPVs. Securitization: meaning, characteristics and Italian regulatory framework. Case Study: AMCO's credit management policy. Overview of the entity and its environment. Acquisition of new portfolios of impaired loans. Portfolio segmentation. Management of impaired loans. Credit monitoring. Management of status transitions.

References

Bibliografia e sitografia: pp. 102-107.

Thesis Type:	Master's Degree Thesis
Institution:	Luiss Guido Carli
Degree Program:	Master's Degree Programs > Master's Degree program in Corporate Finance, English language (LM-77)
Chair:	Cases in business law
Thesis Supervisor:	La Cognata, Riccardo
Thesis Co-Supervisor:	Sacco Ginevri, Andrea
Academic Year:	2022/2023
Session:	Summer
Deposited by:	Alessandro Perfetti
Date Deposited:	11 Jan 2024 15:58
Last Modified:	11 Jan 2024 15:58
URI:	https://tesi.luiss.it/id/eprint/37518

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