How FinTech competition affects bank valuation: an empirical analysis of market capitalization and p/e ratios of European banks (2015-2024)

Mazzoleni, Andrea (A.A. 2024/2025) How FinTech competition affects bank valuation: an empirical analysis of market capitalization and p/e ratios of European banks (2015-2024). Tesi di Laurea in Advanced corporate finance, Luiss Guido Carli, relatore Pierluigi Murro, pp. 119. [Master's Degree Thesis]

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Abstract/Index

Overview of traditional banks. Evolution of traditional banks. Classification of traditional banking institutions. Overview of the European banking sector. The role of regulation in shaping banking practices. The rise of FinTechs. How FinTechs differ from traditional banking models. The FinTech sector in Europe. The regulatory framework for FinTech in the European Union. Trends influencing the evolution of FinTech. Key theoretical frameworks and previous studies. Fintech and disruptive innovation. Resource based view. Revisiting structure-conduct-performance in the age of FinTech. Empirical evidence on valuation effects and competitive signalling. Regulatory impact on FinTech behaviour. The systemic reach of FinTech. Quantitative analysis. Sample selection. Econometric specification. Results-market capitalization. Results-P/E ratio. Comparison between the models-hausman test. Robustness analysis. Strategic adaptation trajectories for traditional banks.

References

Bibliografia: pp. 116-119.

Thesis Type: Master's Degree Thesis
Institution: Luiss Guido Carli
Degree Program: Master's Degree Programs > Master's Degree Program in Strategic Management (LM-77)
Chair: Advanced corporate finance
Thesis Supervisor: Murro, Pierluigi
Thesis Co-Supervisor: Santella, Rosella
Academic Year: 2024/2025
Session: Autumn
Deposited by: Alessandro Perfetti
Date Deposited: 26 Mar 2026 13:51
Last Modified: 26 Mar 2026 13:51
URI: https://tesi.luiss.it/id/eprint/45285

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