Lediani, Andrea (A.A. 2025/2026) Structural IP risk in FinTech payment systems: software patents, open-source dependencies and legal fragility. Tesi di Laurea in Intellectual property rights, Luiss Guido Carli, relatore Riccardo Piselli, pp. 76. [Bachelor's Degree Thesis]

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Abstract/Index

FinTech, payment systems and initial IP challenges. Definition of FinTech and payment systems. Digital evolution of payment systems. Role of software and data. Business models (start-ups vs incumbents). Economic trends, disruption and emerging IP risks. Limits of IP protection in FinTech innovations. IP as a strategic asset along the FinTech lifecycle. Open-source software: specific IP risks in FinTech. Software copyright protection. Database rights and open banking. Patents in FinTech innovation. Fintiv vs PayPal–patent limits in payment systems. Case background and technology. Fintiv’s patent claims. CAFC 2025 decision: indefiniteness and abstract idea doctrine. Comparative perspectives on software patentability. Strategic implications for FinTech IP protection.

References

Bibliografia: pp. 69-76.

Thesis Type:	Bachelor's Degree Thesis
Institution:	Luiss Guido Carli
Degree Program:	Bachelor's Degree Programs > Bachelor's Degree Program in Business Administration, English language (L-18)
Chair:	Intellectual property rights
Thesis Supervisor:	Piselli, Riccardo
Academic Year:	2025/2026
Session:	Summer
Deposited by:	Alessandro Perfetti
Date Deposited:	15 Oct 2026 10:59
Last Modified:	15 Oct 2026 10:59
URI:	https://tesi.luiss.it/id/eprint/46870

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